Portable generators: Labor-intensive, but affordable
Smaller portable generators cost between $500 and $1,500 and are capable of powering your home’s essential appliances. These are considerably less expensive than standby generators—and all in all, they are fairly user-friendly—but a portable generator does require manual operation and close monitoring. What does that mean? For one thing, you must be at home to start the generator. So if you are gone on a vacation the day before a power outage, you’re likely to return home to an array of hazards and headaches ranging from a flooded basement (due to a failed sump pump) to a refrigerator full of spoiled perishables. By contrast, a standby generator—as you’ll read in the section below—offers the peace of mind of knowing that no matter where you are when the power goes out, the generator will come on automatically.

Further inconveniences of operating a portable generator stem from the fact that most such machines are powered by gasoline. Because a typical tank holds a finite quantity of gas—say, three or six gallons—you must periodically fill it, even during the worst winter weather. More seriously, due to the risk of carbon monoxide poisoning from engine exhaust, a portable must be placed at least ten feet away from the house in an enclosure that protects the generator from the elements, but also encourages the free movement of air. As tempting as it may be to run the generator in the garage with the garage door open, this is strongly discouraged. An open garage door does not provide adequate ventilation and does not meet NFPA codes.

Standby generators are quieter and safer than portables, and they operate automatically—you don’t have to lift a finger. Of course, that convenience doesn’t come cheap. Including professional consultation—which can be crucial in determining the appropriate-size generator—and installation, an average system ranges in costs from $4800.00 to $10,000.00.

Making the price tag more palatable is the fact that standby generators tend to last a long time, about an average of 20 years. Upon home resale, these machines recoup about 50 percent of their cost. Although maintenance is necessary every two years, licensed professionals can help ensure a unit’s reliability. For some families, especially those who have vital medical equipment running in the house, the reliability afforded by a standby generator is virtually priceless.